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Here’s my top tip when it comes to Online Payday Loans — don’t get yourself in a situation where you need one.

Yeah OK I know, it’s easier than it sounds and sometimes for a lot of people it’s simply not possible to avoid them, so if you do need help with your finances make sure to do your research first, make sure you are going with a reputable company first and foremost, make sure you are getting the best possible plan that you can and read the terms and conditions very carefully to make sure there isn’t any nasty hidden surprises for you to discover a few months down the line.

At ApexPaydayLoan.com you can get short term loans available across the whole nation and you can apply online and receive immediate approval, there no credit checks needed which I know is a big plus to a lot of people and something they get worried about. So, if you have found yourself in a tricky situation and need a cash injection or want to search for available loans in the state you live in, such as Oregon payday loans then visit NowGetLoan.com and let them sort you out with their Pay Day Loan No Faxing Needed system.

Ponder this, you find yourself alone and stranded on a desert island…you have nothing but the clothes on your back and a laptop, it got a little wet and now will only allow you to visit three websites, and use three programs. What do you chose, and why?

Mine would be:
Websites -

Youtube – Obvious reasons, you can watch whole TV series and have endless hours of fun…plus make friends and interact with people to keep you from getting lonely.

Mininova – So I can download the updates for my three chosen programs, and watch any TV show or film I ever want to.

Wikipedia – Lots of free time, so you could learn every thing in the world ever. Plus you’d be able to find out if you just ate poisonous berries or something.

Programs -

Azureus – So that I can download the .torrents I get from Mininova.

Windows Media Player – So I can watch said downloaded torrents.

MSN – So that I can keep in touch with my loved ones, and make new friends galore.

Post your picks in the comments

Eat Eat Eat, it’s all I seem to have done this last week…and it’s not over yet, tomorrow I have family coming around to celebrate the new year and we’ll be having a big dinner with all the trimmings — chicken, pork, potatoes, gravy, stuffing — and that’s before we even get started on pudding, I heard mention by my mum of chocolate gateaux, drool.

At least once tomorrow is out of the way that’s that and I can start getting back to my healthy diet, hopefully undo some of the damage done thanks to After Eights and Pringles!

I have never been one for fad diets and the like, I follow the basic principle of burn more calories than you consume and you can’t go far wrong. But I run a weight loss blog so I am always learning about and hearing about new products and diets.

P90X is a new one to me that I just learned about. It’s a 90 day plan that comes with a whopping 12 DVDs so that you can do the whole thing from the comfort of your own home. I like that this plan actually encourages lots of exercise to help you gain stamina and build muscle..and doesn’t claim you can lose 5 stone a week just by sitting on your behind and drinking some magic shakes!